Helping you achieve and maintain your financial freedom.

Retirement is About Freedom

The freedom to live your lifestyle free of worry.

Financial freedom generally means having enough savings, investments and cash on hand to afford the lifestyle you want for yourself and your family. It means having a nest egg that will allow you to retire and live life on your terms.

Gaining financial freedom takes careful planning. No matter what your age, you need to figure out how much you need to be saving for retirement and map out the steps to get there.

In retirement, the focus shifts to ensuring your nest egg is maintained and preserved over the balance of your life.

No matter where you are in life we’ve designed retirement solutions for you.

Financial freedom generally means having enough savings, investments and cash on hand to afford the lifestyle you want for yourself and your family. It means having a nest egg that will allow you to retire and live life on your terms.

Gaining financial freedom takes careful planning. No matter what your age, you need to figure out how much you need to be saving for retirement and map out the steps to get there.

In retirement, the focus shifts to ensuring your nest egg is maintained and preserved over the balance of your life.

No matter where you are in life we’ve designed retirement solutions for you.

Planning for Retirement

Finding out what it will take for you to reach financial freedom.

How much you need is unique to you.

Building off of our One-Page Plan package, our pre-retirement planning meetings focus on mapping out your expected cash flow in retirement and work backwards to come up with an overall strategic plan to get you there. 

We look at your total financial picture and take into consideration your insurance, investments, pensions and savings.  

You’ll walk away with an answers to whether your on track, and if not, what you need to do to get there.  

Retirement Readiness

Transitioning to retirement is a major milestone.

Being ready for retirement is about more than knowing your nest egg can support your cash flow needs for the balance of your life.

It’s natural to experience a roller coaster of feelings and emotions as you embark on one the biggest changes of your life. You may not realize how much of your identity is tied into the career you’re leaving behind.  

Yes, we’ll answer the question: “Do I have enough?” but more importantly we’ll work with you to navigate this milestone by drawing on our understanding of your natural behavior, the life you’ve lived and your desired lifestyle as you move forward into retirement. 

Being ready for retirement is about more than knowing your nest egg can support your cash flow needs for the balance of your life.

It’s natural to experience a roller coaster of feelings and emotions as you embark on one the biggest changes of your life. You may not realize how much of your identity is tied into the career you’re leaving behind.  

Yes, we’ll answer the question: “Do I have enough?” but more importantly we’ll work with you to navigate this milestone by drawing on our understanding of your natural behavior, the life you’ve lived and your desired lifestyle as you move forward into retirement. 

Planning in Retirement

Making sure you can continue to live comfortably.

As you settle into retirement your emphasis has shifted from growing your nest egg to ensuring you have financial-peace-of-mind.

You want your finances to be worry-free. For most, this means planning for a tax-efficient income and preserving the wealth you’ve built over your lifetime. 

We work with retirees to review your required rate of return and the rate of withdrawal between all of your accounts to ensure your nest egg lasts.

Simple, Transparent Pricing.

Always know what you'll pay.

 

Retirement Plans start at $1795 + GST/HST.

 

Ranges exist as there is separate pricing available for individuals and families or households. There are also occasions where more complex circumstances will require more work. Before working together, we will assess your needs and circumstances and provide you with a detailed quote before we begin. 

Clients referred to a Portfolio Manager may receive a discount on fee-for-service solutions.

Black River Wealth Ltd.

Harness powerful personality insights to take charge of your wealth, to pursue your ambitions for today, tomorrow and beyond.

© 2021 Black River Wealth Ltd.